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American Home Life Insurance Company (AHL) was founded in 1909 in Topeka, Kansas under the name Kansas Home Mutual Life Insurance Company. In 1912, the Company merged with American Mutual Life Insurance Company of McPherson, Kansas and adopted its current name – American Home Life Insurance Company – which the Company has operated under for over 100 years. Throughout the last century, American Home Life’s mutual corporate structure, conservative investment philosophy, and Midwestern value-oriented culture have enabled AHL to grow and prosper through multiple World Wars, epidemics, and recessions while fulfilling its commitments to its policyholders, agents, and employees.
AHL was founded and operates today as a Mutual insurance company. A mutual insurance company is simply a company that is owned exclusively by its policyholders; it has no shareholders and is not publicly traded on any exchange. This distinction is very important because it means AHL can solely operate in policyholder’s long-term interest without having to weigh the effects company decisions may have on shareholder’s short-term interests. As a result, AHL is superiorly positioned to navigate its way through unexpected future financial or political events and is ultimately better able to fulfill its obligations to its policyholders both on time and in full when we’re needed most.
A long-term and conservative investment management philosophy has always been the foundation of AHL’s financial strength and stability. AHL’s asset management team deploys capital into the marketplace under a highly customized, conservative investment strategy which prioritizes ongoing, long-term financial solvency above all else. AHL’s past and present performance has earned the company a “Stable Outlook” rating from AM Best, the industry’s leading ratings agency. AHL’s portfolio is currently and will remain well positioned to continue fulfilling its obligations to policyholders now and into the future, regardless of the financial climate of the day.
As a 100+ year old Kansas Company, Midwestern values are deeply rooted into the corporate culture of AHL. Honesty, integrity, courtesy, are qualities we believe our policyholders expect and deserve from AHL when they choose to entrust us with their life insurance needs. We strive to demonstrate these values every day and at every level of our business operation. From the cordial conversation you’ll encounter when calling in, to the ease you’ll experience when buying our simple, transparent products, we believe these values will be immediately apparent to our policyholders both on the surface, and in the ‘fine print.’